Our Story

About FM Paving

A specialist finance house focused on the capital needs of paving contractors, groundworks specialists and hard landscaping businesses across Ireland.

Finance for paving and groundworks

FM Paving & Groundworks Limited was established to provide practical, responsive capital for paving and groundworks contractors whose cash-flow often depends on project stages, weather windows and client payment terms.

From our base in Dunshaughlin we arrange short-term bridging, plant facilities and project finance for residential and commercial paving schemes, groundworks programmes and hard landscaping works. Our approach is relationship-led and grounded in a clear understanding of construction timelines and payment structures.

We work with contractors and operators who value clarity, sector knowledge and reliable decision-making.

2020

Founded in Meath

Launched to serve paving and groundworks contractors seeking specialist short-term capital.

2022

Plant Finance Expansion

Expanded capability in plant and equipment facilities for groundworks operators.

2024

Commercial Focus

Introduced larger facilities for commercial paving and civil works programmes.

2025–26

€41M+ Arranged

Cumulative facilities supporting clients across Ireland.

Principles

How We Work

Understanding

We take time to understand project stages and weather realities.

Clarity

Transparent terms, realistic timelines and open communication.

Discipline

Prudent underwriting that protects both clients and capital partners.

Leadership

Guided by Experience

Fergal Murphy

Managing Director

Fergal has more than a decade of experience in specialised lending and construction finance. He leads strategy and client relationships at FM Paving, ensuring facilities are structured around the real cash-flow needs of paving and groundworks projects.